Elena Manole

Your Guide to the UK’s New Budget: Key Insights and Smart Financial Strategies

Hello, my dear friend The UK’s latest budget announcement has just been released, and as your financial coach, I’m here to help you navigate through the details and understand what it could mean for your personal finances. In this edition, I’ll break down the budget highlights, share the implications for different income brackets, and offer strategies to help you make the most of these changes. 1. Income Tax Adjustments - Threshold Changes: While there have been no immediate increases in...

5 months ago • 3 min read

Creating Effective Morning Routines for Night Owls 🌙🌄

Hello my dear friend, On a podcast a few weeks ago, I was asked whether I practice "eating the frog" first thing in the morning. I truly believe and apply the concept, and I am successful at doing so because I am a morning person. But what about people who have more energy in the evening (definitely not me!)? You can easily identify when your energies are higher, so I'd say go with what works best for you. But what do you do in the morning to set yourself up for greatness if you are a night...

over 1 year ago • 2 min read